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Search results for “North Dakota car insurance”
20 results
Using UIM Coverage After a North Dakota Crash
If the other driver only carried North Dakota minimum limits and your hospital bill is already blowing past that, your own UIM coverage may still matter - but whose policy applies, and in what order, gets messy fast.
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by Kyle Berndt
2026-02-20
What to Do After an Uninsured Driver Crash
If you got hit on Highway 85 by a driver with no insurance, North Dakota law still gives you a path to cover medical bills, car damage, and lost income, but the order matters.
ARTICLE
by Greg Hample
2026-03-20
Can my friend's family file after a Mandan rideshare death?
With year-end policy renewals and adjuster reassignments, insurers often tell families in North Dakota to hurry, pick one policy, and accept a quick release. They may also say...
FAQ
I got hit riding in Minot and they found my old MRI did I lose?
$30,000 is the minimum PIP coverage on a North Dakota car policy, and an old MRI does not wipe out your claim. If a driver in Minot made your condition worse, North Dakota law...
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How much is a Minot parking lot crash worth if insurance says no-fault doesn't apply?
The mistake starts when the ER or clinic tells you to use auto insurance for crash treatment, then the insurance adjuster turns around and says a parking lot or other private...
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Grand Forks crash claim got ugly fast when the insurance company sent a camera
A Grand Forks social worker hit by a speeding car while crossing a residential street can still have a claim even if the insurer is filming them, but North Dakota shared-fault rules make every small fact matter.
ARTICLE
by Kyle Berndt
2026-03-21
Should my cousin in Mandan take the first insurance offer after a parking lot crash?
Usually no - if the crash happened near the Mandan Walmart on Old Red Trail NW and your cousin is still treating, still missing work, or is being pushed to sign a release, the...
FAQ
How much can a Dickinson hit-and-run death claim actually pay?
A late-filed hit-and-run death claim in North Dakota can fall apart fast, and who can bring it, what the estate can claim, and whether funeral bills get paid are all separate fights.
ARTICLE
by Kyle Berndt
2026-03-31
The tow yard tossed our blown tire after a Fargo crash. Did I ruin it?
No. Losing the tire hurts the case, but it usually does not destroy it in North Dakota. Most people assume a blowout claim is over if the failed tire is gone. In reality, North...
FAQ
How much is a North Dakota crash claim worth with old back problems?
File a Summons and Complaint in court within 6 years of the crash if the insurer won't pay fairly. Before that, the money usually starts with a basic no-fault/PIP claim under...
FAQ
Two years after the hit-and-run, your case may be worth more - or dead
A late hit-and-run claim in North Dakota can turn into a brutal fight over deadlines, uninsured motorist coverage, and what a permanent injury is actually worth once recovery stalls.
ARTICLE
by Sarah Lindstrom
2026-03-21
What happens if I settle WSI before suing the driver who hit me in Bismarck?
File a First Report of Injury with North Dakota Workforce Safety & Insurance (WSI) right away, and no later than 1 year after the work injury; settling your WSI claim first...
FAQ
Can my spouse still recover if a Bismarck crash made an old back injury worse?
Yes - if a company van or garbage truck hit your spouse on the Bismarck Expressway near Kirkwood Mall and the crash aggravated an old back problem, North Dakota law still...
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Is a Mandan crash lawyer worth it if I'm undocumented and afraid to report?
Worst case: you say nothing, the insurer closes fast, and you lose the most money by giving a recorded statement or signing a release before you know your injuries, lost wages,...
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Is a Fargo whiteout crash claim worth it if I missed weeks of work?
You generally have 6 years from the crash date to sue in North Dakota, and yes, a claim is often worth it if you lost weeks of income. That is because a Fargo crash claim is...
FAQ
This is the second crash in a work season, and now the boss has no comp
A seasonal worker in Dickinson can still have more than one path to money after a truck sideswipe, even if the employer illegally skipped North Dakota workers' comp.
ARTICLE
by Ahmed Ali
2026-03-23
I can't stop shaking after a Williston hit and run can that count?
The one thing your employer or landlord is hoping you never find out: in North Dakota, panic attacks, PTSD, anxiety, depression, and sleep disruption after a crash can be real...
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Can my Minot boss cut my hours if I file workers' comp?
Everyone says "keep it quiet if you want to keep your job," but actually filing a North Dakota workers' comp claim does not give your boss a free pass to punish you. Before you...
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My sister slipped at a Bismarck apartment. How long does she have to file?
Many North Dakota slip-and-fall and apartment hazard cases settle anywhere from a few thousand dollars to the tens of thousands, with severe injury cases going higher. For the...
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Can I change lawyers during a Williston slip and fall case?
A police or incident report may say you "just slipped," but that is not what decides your claim. What matters is whether the property owner or manager had notice of the hazard,...
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