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Search results for “insurance surveillance”

20 results

Grand Forks crash claim got ugly fast when the insurance company sent a camera

A Grand Forks social worker hit by a speeding car while crossing a residential street can still have a claim even if the insurer is filming them, but North Dakota shared-fault rules make every small fact matter.

ARTICLE by Kyle Berndt

What am I supposed to save after my Dickinson work crash on black ice?

The one thing your employer is hoping you never find out: you can open a workers' comp claim and still preserve evidence against other people who caused the crash. From the...

You just got a letter that says your blood or urine will be tested after a chemical spill at work, near a farm operation, or along a trucking route like US-85. Biomonitoring is...

This is the second crash in a work season, and now the boss has no comp

A seasonal worker in Dickinson can still have more than one path to money after a truck sideswipe, even if the employer illegally skipped North Dakota workers' comp.

ARTICLE by Ahmed Ali

Using UIM Coverage After a North Dakota Crash

If the other driver only carried North Dakota minimum limits and your hospital bill is already blowing past that, your own UIM coverage may still matter - but whose policy applies, and in what order, gets messy fast.

ARTICLE by Kyle Berndt

preservation letter

You may see language like, "Please preserve all evidence related to this incident," in a letter from a lawyer, insurer, or injured person shortly after a crash or other serious...

Like checking a driver's license before handing over the keys, authentication is the step where you prove a piece of evidence is what you say it is. In a legal or insurance...

spoliation of evidence

Lose the photos, toss the damaged part, let surveillance footage auto-delete, and a strong injury claim can shrink fast. Bad advice often says, "If it wasn't intentional, it...

What evidence proves my Fargo apartment's icy lot caused my fall while pregnant?

If the ER or your OB told you to get fetal monitoring, watch for contractions, bleeding, or reduced movement, that goes straight to showing this was not a "minor slip." The...

Low Settlement Offers After Serious Highway 85 Crashes

If a crash injury knocks you out of your last working years, the real value is often the pension loss, health insurance gap, and future wages insurers try to pretend are not part of the damage.

ARTICLE by Brenda Kills Enemy

Should my cousin in Mandan take the first insurance offer after a parking lot crash?

Usually no - if the crash happened near the Mandan Walmart on Old Red Trail NW and your cousin is still treating, still missing work, or is being pushed to sign a release, the...

A head-on crash outside Dickinson, an old MRI, and Medicare liens can wreck your claim fast

When an older person on Medicare gets hit head-on around Dickinson, the fight usually turns into two messes at once: the insurer says the injury was already there, and Medicare wants to be repaid.

ARTICLE by Brenda Kills Enemy

You may see this phrase in an insurance letter, a claim denial, or a call where someone says the dog "never bit anyone before," as if that ends the case. Usually, they are...

Lone Pine order

Thirty days can be enough to lose your place in a mass tort, and this is not a ruling that decides who wins the case. A Lone Pine order is a judge's case-management order that...

Mandan hit-and-run injuries can show up late, and your firing won't freeze the clock

When a night-time pedestrian crash seems minor at first, then turns into a concussion or internal injury after you've been fired, the real fight is often over when the claim clock started and whether the firing was retaliation.

ARTICLE by Carol Pfeiffer

How much can a Dickinson hit-and-run death claim actually pay?

A late-filed hit-and-run death claim in North Dakota can fall apart fast, and who can bring it, what the estate can claim, and whether funeral bills get paid are all separate fights.

ARTICLE by Kyle Berndt

business records exception

You just got a letter that says the other side plans to use hospital billing records, work logs, or trucking company maintenance sheets without bringing in every person who...

leash law violation

Insurance adjusters and defense lawyers may use this phrase to shift blame after a dog attack or knockdown, suggesting the injured person is overreacting because the owner only...

Two years after the hit-and-run, your case may be worth more - or dead

A late hit-and-run claim in North Dakota can turn into a brutal fight over deadlines, uninsured motorist coverage, and what a permanent injury is actually worth once recovery stalls.

ARTICLE by Sarah Lindstrom

Like setting the base for a house before putting up the walls, evidence has to rest on basic supporting facts before anyone can rely on it. In legal and insurance settings,...