North Dakota Accidents

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Search results for “minimum limits”

20 results

permissible exposure limit

A legal ceiling on how much of a hazardous substance a worker can be exposed to. "Permissible" means allowed by regulation, not safe for everyone. "Exposure" is the amount of a...

Using UIM Coverage After a North Dakota Crash

If the other driver only carried North Dakota minimum limits and your hospital bill is already blowing past that, your own UIM coverage may still matter - but whose policy applies, and in what order, gets messy fast.

ARTICLE by Kyle Berndt

You may see this phrase in an insurance letter, a claim denial, or a call where someone says the dog "never bit anyone before," as if that ends the case. Usually, they are...

Mandan hit-and-run injuries can show up late, and your firing won't freeze the clock

When a night-time pedestrian crash seems minor at first, then turns into a concussion or internal injury after you've been fired, the real fight is often over when the claim clock started and whether the firing was retaliation.

ARTICLE by Carol Pfeiffer

strict liability dog bite

Many people assume a dog bite claim automatically succeeds any time a dog breaks the skin. Not quite. Strict liability for a dog bite means the injured person does not have to...

This is the second crash in a work season, and now the boss has no comp

A seasonal worker in Dickinson can still have more than one path to money after a truck sideswipe, even if the employer illegally skipped North Dakota workers' comp.

ARTICLE by Ahmed Ali

leash law violation

Insurance adjusters and defense lawyers may use this phrase to shift blame after a dog attack or knockdown, suggesting the injured person is overreacting because the owner only...

Low Settlement Offers After Serious Highway 85 Crashes

If a crash injury knocks you out of your last working years, the real value is often the pension loss, health insurance gap, and future wages insurers try to pretend are not part of the damage.

ARTICLE by Brenda Kills Enemy

Lone Pine order

Thirty days can be enough to lose your place in a mass tort, and this is not a ruling that decides who wins the case. A Lone Pine order is a judge's case-management order that...

An $18,000 DoorDash offer looks insulting when your treatment in Mandan isn't even done

A quick settlement after a DoorDash crash can leave a newly single parent stuck with the rest of the medical bills once the pain drags on.

ARTICLE by Mike Renner

Should my cousin in Mandan take the first insurance offer after a parking lot crash?

Usually no - if the crash happened near the Mandan Walmart on Old Red Trail NW and your cousin is still treating, still missing work, or is being pushed to sign a release, the...

dose-response relationship

What trips people up most is that more exposure does not always mean more harm in a straight, simple line. Sometimes small doses do little, larger doses cause obvious injury,...

You just got a letter that says your blood or urine will be tested after a chemical spill at work, near a farm operation, or along a trucking route like US-85. Biomonitoring is...

business records exception

You just got a letter that says the other side plans to use hospital billing records, work logs, or trucking company maintenance sheets without bringing in every person who...

quarantine period

It is not automatic proof that an animal is dangerous, and it is not a punishment for the owner. A quarantine period is a set span of time when an animal is kept under...

Two years after the hit-and-run, your case may be worth more - or dead

A late hit-and-run claim in North Dakota can turn into a brutal fight over deadlines, uninsured motorist coverage, and what a permanent injury is actually worth once recovery stalls.

ARTICLE by Sarah Lindstrom

How much is a Minot parking lot crash worth if insurance says no-fault doesn't apply?

The mistake starts when the ER or clinic tells you to use auto insurance for crash treatment, then the insurance adjuster turns around and says a parking lot or other private...

I got hit riding in Minot and they found my old MRI did I lose?

$30,000 is the minimum PIP coverage on a North Dakota car policy, and an old MRI does not wipe out your claim. If a driver in Minot made your condition worse, North Dakota law...

How much is a Mandan roadwork truck claim worth with prior spine issues?

Since FMCSA's electronic logging device rules and data-retention practices made truck records easier to overwrite or lose on a short clock, the biggest mistake is guessing a...

Is a Mandan crash lawyer worth it if I'm undocumented and afraid to report?

Worst case: you say nothing, the insurer closes fast, and you lose the most money by giving a recorded statement or signing a release before you know your injuries, lost wages,...