North Dakota Accidents
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Search results for “uninsured motorist”
20 results
Using UIM Coverage After a North Dakota Crash
If the other driver only carried North Dakota minimum limits and your hospital bill is already blowing past that, your own UIM coverage may still matter - but whose policy applies, and in what order, gets messy fast.
ARTICLE
by Kyle Berndt
2026-02-20
What to Do After an Uninsured Driver Crash
If you got hit on Highway 85 by a driver with no insurance, North Dakota law still gives you a path to cover medical bills, car damage, and lost income, but the order matters.
ARTICLE
by Greg Hample
2026-03-20
Two years after the hit-and-run, your case may be worth more - or dead
A late hit-and-run claim in North Dakota can turn into a brutal fight over deadlines, uninsured motorist coverage, and what a permanent injury is actually worth once recovery stalls.
ARTICLE
by Sarah Lindstrom
2026-03-21
Grand Forks crash claim got ugly fast when the insurance company sent a camera
A Grand Forks social worker hit by a speeding car while crossing a residential street can still have a claim even if the insurer is filming them, but North Dakota shared-fault rules make every small fact matter.
ARTICLE
by Kyle Berndt
2026-03-21
one-bite rule
You may see this phrase in an insurance letter, a claim denial, or a call where someone says the dog "never bit anyone before," as if that ends the case. Usually, they are...
DICTIONARY
This is the second crash in a work season, and now the boss has no comp
A seasonal worker in Dickinson can still have more than one path to money after a truck sideswipe, even if the employer illegally skipped North Dakota workers' comp.
ARTICLE
by Ahmed Ali
2026-03-23
Should my cousin in Mandan take the first insurance offer after a parking lot crash?
Usually no - if the crash happened near the Mandan Walmart on Old Red Trail NW and your cousin is still treating, still missing work, or is being pushed to sign a release, the...
FAQ
strict liability dog bite
Many people assume a dog bite claim automatically succeeds any time a dog breaks the skin. Not quite. Strict liability for a dog bite means the injured person does not have to...
DICTIONARY
The tow yard tossed our blown tire after a Fargo crash. Did I ruin it?
No. Losing the tire hurts the case, but it usually does not destroy it in North Dakota. Most people assume a blowout claim is over if the failed tire is gone. In reality, North...
FAQ
Is a Mandan crash lawyer worth it if I'm undocumented and afraid to report?
Worst case: you say nothing, the insurer closes fast, and you lose the most money by giving a recorded statement or signing a release before you know your injuries, lost wages,...
FAQ
Can my friend's family file after a Mandan rideshare death?
With year-end policy renewals and adjuster reassignments, insurers often tell families in North Dakota to hurry, pick one policy, and accept a quick release. They may also say...
FAQ
excited utterance
Picture someone blurting out, "That truck ran the light!" seconds after a crash, before anyone has had time to slow down, compare stories, or polish what happened. In law and...
DICTIONARY
Low Settlement Offers After Serious Highway 85 Crashes
If a crash injury knocks you out of your last working years, the real value is often the pension loss, health insurance gap, and future wages insurers try to pretend are not part of the damage.
ARTICLE
by Brenda Kills Enemy
2026-02-19
How much can a Dickinson hit-and-run death claim actually pay?
A late-filed hit-and-run death claim in North Dakota can fall apart fast, and who can bring it, what the estate can claim, and whether funeral bills get paid are all separate fights.
ARTICLE
by Kyle Berndt
2026-03-31
homeowner's liability for dog bite
No, a homeowner is not automatically off the hook just because the dog belonged to a tenant, a relative, or someone "just visiting." That is the most common bad advice. What...
DICTIONARY
Lone Pine order
Thirty days can be enough to lose your place in a mass tort, and this is not a ruling that decides who wins the case. A Lone Pine order is a judge's case-management order that...
DICTIONARY
authentication
Like checking a driver's license before handing over the keys, authentication is the step where you prove a piece of evidence is what you say it is. In a legal or insurance...
DICTIONARY
How much is a Minot parking lot crash worth if insurance says no-fault doesn't apply?
The mistake starts when the ER or clinic tells you to use auto insurance for crash treatment, then the insurance adjuster turns around and says a parking lot or other private...
FAQ
leash law violation
Insurance adjusters and defense lawyers may use this phrase to shift blame after a dog attack or knockdown, suggesting the injured person is overreacting because the owner only...
DICTIONARY
I can't stop shaking after a Williston hit and run can that count?
The one thing your employer or landlord is hoping you never find out: in North Dakota, panic attacks, PTSD, anxiety, depression, and sleep disruption after a crash can be real...
FAQ